Payment methods used in Australia

Posted on Friday, Jun 11 2021 @ 11:56 CEST by Thomas De Maesschalck
It’s almost hard to believe how many payment methods besides cash are being utilized all over the world. Just Australia alone takes advantage of dozens of various ways to complete transactions in person, online, and for personal payments. But of course, not all of them are recommendable, and there are some that are better than others. Here you will find out which payments Australians like to use on a daily basis and which ones have the best reputation.

MasterCard and VISA

It’s not just Australia that gets the pleasure of using plastic cards. It’s convenient, widely accepted, and can even be used digitally. And now you can even go ahead and hover your MasterCard or VISA over a payment device, and it will be a done deal. Tap to pay, as they call it. There are currently 13.7 million Australians that use plastic cards, and most happen to come from one or the other Financial service company.

American Express

For a luxurious experience, check out the perks of having an American Express card. Not only does it offer incredible perks, but the customer service is outstanding, and the card variety has no shortage. On the contrary, AMEX is not as widely accepted as VISA or Mastercard, but more and more Australians are switching to this payment method as it is coming close to beating VISA in advantages such as travel points, cash back, and more.


There’s no better way than having a wallet that lets you leave your wallet at home. More than 7 million people in Australia are utilizing this payment method due to its speed, convenience, and security. The only real downsides are that you can’t use it at your typical grocery store or pay for gas, and there are some fees attached to quicker withdrawals. It’s a better system for online transactions and sending money from one user to another.


Another excellent payment company is POLi. It’s a step down from PayPal but works similarly. It’s primarily designed for users in Australia and New Zealand and is not accepted in places like the USA. One advantage it has over PayPal is the lack of fees for fast withdrawals. POLi is easy to download, and it only takes a few minutes to create an account. Plus, online payments can be done in moments without long verification processes.


To summarize, these payment methods are all great and reliable. However, if you had to pick between them, you need to consider the pros and cons of both. If you’re looking to get a plastic card that can be used pretty much everywhere - go for VISA or Mastercard. However, if you have a good credit score and wish to get mind-blowing perks, AMEX will be perfect for you.

Unfortunately, Paypal isn't your variant If your goal is online gambling in Australia. The most popular deposit methods for Australians gambling sites are Visa, Mastercard, Neosurf and MiFinity. The fastest deposit method for deposit is bitcoin, because the payment process takes in a few seconds. Check out the list of Australian bitcoin casinos and choose the best variant. Also you can see the list of Australian fast payout casinos on this page.